Bank of the Ozarks (OZK)

Overall impact
C (45)

Commentary

Bank of the Ozarks is an average overall performer. With a 'C' rating of 44.9 for overall impact (31st percentile compared to all companies), Bank of the Ozarks ranks 14th out of 21 industry peers, behind Auburn National Bancorp, First Bancshares, First Guaranty Bancshares and 10 others, and ahead of Regions Financial, Stock Yards Bancorp, EverQuote and 4 others. On top material causes for Bank of the Ozarks's industry (Banking), Bank of the Ozarks performs well in Accountable Institutions (80.7 score), Sustainable Use of Natural Resources (95.0) and Reduced Green House Gas Emissions (92.9) and performs poorly in Affordable, Safe Housing (3.5 score), Fair Labor Practices (18.9), Reduced Inequality (20.0) and 9 other causes where it received a 'D' or 'F' score.
Impact
Cause OZK
Peer rank
Overall impact

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Impact trend

Change in rating for overall impact

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Company
Employees
3,280
Sector
Financials
Industry
Banks
Sub-industry
Regional Banks
SASB industry
Commercial Banks
Headquarters
Ar, United States
Share classes
OZK
Description
Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services in the United States. The company offers deposit services, including non-interest-bearing checking, interest-bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits. It also provides trust and wealth services, such as personal trusts, custodial accounts, investment management accounts, and retirement accounts; corporate trust services that include trustee, paying agent, and registered transfer agent services, and other related services; and treasury management services, which include automated clearing house, wire transfer, current and prior day transaction reporting, wholesale lockbox, remote deposit capture, automated credit line transfer, reconciliation, positive pay, commercial card, and other services, as well as zero balance and investment sweep accounts. In addition, the company offers real estate, consumer, small business, indirect recreational vehicle and marine, equipment, agricultural, commercial and industrial, government guaranteed, lines of credit, homebuilder, and housing loans; lender and structured, business aviation, and subscription financing services; and mortgage and other lending products. The company was formerly known as Bank of the Ozarks and changed its name to Bank OZK in July 2018. Bank OZK was founded in 1903 and is headquartered in Little Rock, Arkansas.
Material causes
Ethos considers the following causes material for Bank of the Ozarks, based on its industry sub-industry Regional Banks. Learn more about material causes in our methodology overview.

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