Discover Financial (DFS)

Overall impact
C (55)

Commentary

Discover Financial is an average overall performer. With a 'C' rating of 55.4 for overall impact (53rd percentile compared to all companies), Discover Financial ranks 58th out of 131 industry peers, behind Everi, TD Holdings, China Lending and 54 others, and ahead of Synchrony Financial, Firstcash, Ezcorp and 70 others. On top material causes for Discover Financial's industry (Financial Services), Discover Financial performs well in Equal Pay and Opportunity (95.7 score), Arts and Culture Access (82.6), Quality Lifelong Education (95.8) and 2 other causes where it received an 'A' score and performs poorly in Accountable Institutions (9.0 score), Free, Secure Flow of Information (0.0), Terrestrial Biodiversity (34.7) and 4 other causes where it received a 'D' or 'F' score.
Impact
Cause DFS
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Company
Founded
1985
Employees
21,000
Sector
Financials
Industry
Consumer Finance
Sub-industry
Consumer Finance
SASB industry
Mortgage Financing
Headquarters
Il, United States
Share classes
DFS
Mission
To be the leading direct bank and payments partner.
Description
Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; personal loans, home loans, and deposit products; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts. The Payment Services segment operates the PULSE to access automated teller machines (ATMs), debit, and electronic funds transfer network; Diners Club, a payments network; and Network Partners business, which provides payment transaction processing and settlement, merchant acquisition, ATM access, and related payments services in the global network. Discover Financial Services was incorporated in 1960 and is headquartered in Riverwoods, Illinois. As of May 18, 2025, Discover Financial Services operates as a subsidiary of Capital One Financial Corporation.
Material causes
Ethos considers the following causes material for Discover Financial, based on its industry sub-industry Consumer Finance. Learn more about material causes in our methodology overview.

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