NBT Bancorp Inc., a financial holding company, provides commercial banking, retail banking, and wealth management services. Its deposit products include demand deposit, savings, negotiable order of withdrawal, money market deposit, and certificate of deposit accounts.
The company's loan portfolio comprises indirect and direct consumer loans, home equity loans, mortgages, business banking loans, and commercial loans. This includes commercial and industrial loans, commercial real estate loans, agricultural loans, commercial construction loans, and residential real estate loans.
It also provides trust and investment services, financial planning and life insurance services, and retirement plan administration and record keeping services. In addition, the company offers insurance products comprising personal property and casualty, business liability, and commercial insurance.
NBT Bancorp Inc. provides various products and services through 24-hour online, mobile, and telephone channels that enable customers to check balances, make deposits, transfer funds, pay bills, access statements, apply for loans, and access various other products and services.
Furthermore, it operates as a property management and passive investment company, as well as an investment advisor that provides investment management and financial consulting services. The company operates in New York, northeastern Pennsylvania, southern New Hampshire, western Massachusetts, Vermont, southern Maine, and central and northwestern Connecticut.
NBT Bancorp Inc. was founded in 1856 and is headquartered in Norwich, New York.
