First US Bancshares, Inc. operates as the bank holding company for First US Bank that provides commercial banking products and services in the United States. The company offers non-interest-bearing demand deposits, savings accounts, NOW accounts, money market demand accounts, individual retirement accounts, and time deposits.
Its loan products include commercial construction, land, and land development loans, including residential housing projects, commercial and industrial development, and for purchase and improvement of raw land for agricultural production. The company also provides mortgage loans on one-to-four family and multi-family residential properties, as well as real estate loans secured by commercial and industrial properties, office or mixed-use facilities, strip shopping centers, and other commercial properties.
Additionally, First US Bancshares offers commercial and industrial loans and leases, and secured and unsecured personal loans, including automobile loans, loans for household and personal purposes, and other direct consumer installment loans. It also provides loans secured by collateral in the form of personal property items.
In addition, the company offers letters of credit, safe deposit box services, and remote deposit capture services. It serves small-and medium-sized businesses, property managers, business executives, professionals, and other individuals.
The company was formerly known as United Security Bancshares, Inc. and changed its name to First US Bancshares, Inc. in October 2016. First US Bancshares, Inc. was founded in 1952 and is headquartered in Birmingham, Alabama.
