Citizens and Northern (CZNC)

Overall impact
C (46)

Commentary

Citizens and Northern is an average overall performer. With a 'C' rating of 45.8 for overall impact (33rd percentile compared to all companies), Citizens and Northern ranks 54th out of 81 industry peers, behind Atlantic Capital Bancshares, First Bank, Fidelity Southern and 50 others, and ahead of American National Bankshares, Ameris Bancorp, Southside Bancshares and 24 others. On top material causes for Citizens and Northern's industry (Banking), Citizens and Northern performs poorly in Reduced Availability of Weapons (25.6 score), Fair Labor Practices (25.6), Free, Secure Flow of Information (33.8) and 7 other causes where it received a 'D' or 'F' score. Citizens and Northern did not receive an 'A' rating on any cause.
Impact
Cause CZNC
Peer rank
Overall impact

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Impact trend

Change in rating for overall impact

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Company
Founded
1863
Employees
460
Sector
Financials
Industry
Banks
Sub-industry
Regional Banks
SASB industry
Commercial Banks
Headquarters
Pa, United States
Share classes
CZNC
Description
Citizens & Northern Corporation operates as the bank holding company for Citizens & Northern Bank that provides various banking and related services to individual and corporate customers. Its deposit products include various types of checking accounts, passbook and statement savings, money market accounts, interest checking accounts, and individual retirement accounts, as well as certificates of deposit; debit cards; lending products, such as commercial, mortgage, and consumer loans; and commercial letters-of-credit and lines of credit. The company also offers wealth management services, including 401(k) plans, retirement planning, estate planning and settlements, and asset management; insurance products to individuals and businesses, and through a broker-dealer arrangement; and mutual funds, annuities, educational savings accounts, and other investment products through registered agents, as well as reinsures credit and mortgage life and accident and health insurance. It operates in Northcentral Pennsylvania, the Southern tier of New York State, Southeastern Pennsylvania, and Southcentral Pennsylvania. Citizens & Northern Corporation was founded in 1864 and is headquartered in Wellsboro, Pennsylvania.
Material causes
Ethos considers the following causes material for Citizens and Northern, based on its industry sub-industry Regional Banks. Learn more about material causes in our methodology overview.

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