Capital Bancorp, Inc. operates as the bank holding company for Capital Bank, N.A. that provides various banking products and services to businesses, not-for-profit associations, and entrepreneurs in Maryland, Virginia, and the District of Columbia.
It operates through four divisions: Commercial Banking, Capital Bank Home Loans, OpenSky, and Windsor Advantage. The company offers a range of deposit products, including checking and savings, time, interest-bearing and noninterest-bearing demand, and money market accounts, as well as certificates of deposit.
Additionally, it provides secured, partially secured, and unsecured credit cards. Capital Bancorp, Inc. also originates residential mortgages, issues trust preferred securities, and provides residential and commercial real estate, construction, and commercial and industrial loans.
The company services, processes, and packages Small Business Administration and U.S. Department of Agriculture loans, as well as other consumer loans, such as term loans, car loans, and boat loans to small to medium-sized businesses, professionals, real estate investors, small residential builders, and individuals, including financial institution clients, such as Capital Bank.
Capital Bancorp, Inc. was founded in 1974 and is headquartered in Rockville, Maryland.