Q2 Holdings, Inc. provides digital solutions to financial institutions, financial technology companies, FinTechs, and alternative finance companies (Alt-FIs) in the United States. The company offers Digital Banking Platform, an end-to-end digital banking platform that supports its financial institution customers in their delivery of retail, SMB, and commercial functionalities across digital channels.
Additionally, Q2 Holdings provides risk and fraud solutions that are designed to enhance the security and integrity of digital banking operations. These solutions include real-time security analytics and behavioral analysis, event-driven validation for non-transactional fraud management, electronic transaction dispute management, ACH file monitoring and risk reporting, and check and ACH positive pay systems for commercial users.
The company also offers Q2 Innovation Studio, an application program interface and software development kit based open technology platform that allows financial institution customers and other partners to deploy customized experiences and financial services to end users. Furthermore, Helix is a cloud-native, real-time core processing platform that combines the services and functionality for companies and financial institutions.
In addition, Q2 Holdings provides digital lending and relationship pricing solutions that offer tools for managing commercial lending deposits and fee-based transactions. These include loan pricing and negotiation tools, treasury pricing and fee-based service structuring, AI assistance for relationship managers, end-to-end loan origination and servicing, automation of lending activities, and support services to diverse loan types and asset classes. The company also offers portfolio management services, such as analysis, performance, reporting, and trend identification.
Q2 Holdings, Inc. was formerly known as CBG Holdings, Inc. and changed its name to Q2 Holdings, Inc. in March 2013. The company was founded in 2004 and is headquartered in Austin, Texas.
