UPM-Kymmene (UPM.HE)

The Ethos Returns Data and Charts are provided by Ethos Impact LLC ("Ethos”) for informational purposes only and are not and should not be construed as an offer to sell or a solicitation of an offer to buy any security. In addition, Ethos Returns Data and Charts are not intended to serve as a recommendation to buy or sell any security in a self-directed Ethos account or any other account. Ethos Returns Data and Charts are not individualized, do not constitute research reports, and are not intended to serve as the basis for any investment decision.

The Ethos Returns Data and Charts are provided to you solely for informational purposes. The Ethos Returns Data and Charts do not reflect the views of Ethos or any of its affiliates and do not constitute or purport to provide legal, tax, or accounting or investment advice. Before making decisions with legal, tax, or accounting ramifications, you should consult appropriate professionals and/or investment adviser for advice that is specific to your situation.

The Ethos Returns Data and Charts do not contain or purport to constitute forward-looking statements and do not reflect any expectation, belief, plan or prediction with respect to any security or index. The Ethos Returns Data and Charts solely reflect past results of certain securities and indices. All investments involve risk and the past performance of a security, index or financial product does not guarantee future results or returns. Keep in mind that while diversification may help spread risk, it does not assure a profit or protect against loss. There is always the potential of losing money when you invest in securities or other financial products. Customers should consider their investment objectives and risks carefully before investing. The price of a given security may increase or decrease based on market conditions and customers may lose money, including their original investment. In addition, the information contained in the Ethos Returns Data and Charts do not purport to present a complete picture of the financial position, activities, results, actions or future performance of any index or security. Neither Ethos nor any of its data or content providers shall be liable for any errors or delays in the content, or for any actions taken in reliance thereon. In addition, as markets change continuously, previously published information and data may not be current and should not be relied upon.

The information used to populate the Ethos Returns Data and Charts is based upon information reasonably available to Ethos as of the date of publication (“Market Data”). Specifically, all Market Data underlying the Ethos Returns Data and Charts has been provided to Ethos by End of Day Historical Data (“EOD Historical Data"), which is a source that Ethos believes to be reliable (the “Market Data Provider”); however, this source, and the Market Data itself, cannot be guaranteed as to its accuracy or completeness. Market Data is the exclusive property of its respective owners. Consistent with the terms of the Ethos Impact LLC Terms and Conditions, any redistribution of Market Data is strictly prohibited. The owners of the Market Data and the Market Data Provider reserve all rights to the Market Data distributed to Ethos and which Ethos makes available to you. You understand and acknowledge that such Market Data does not constitute investment advice, and that any reference to a particular investment or security is not a recommendation to buy, sell or hold any investment or security or to make any other investment decision. Past performance is not a guarantee of future results.

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